Types of Financial Aid


Financial aid consists of grants and scholarships (which do not need repaid and are gifted financial assistance) and student loans (which do need to be repaid). Students can also be eligible for Federal Work Study to help pay education expenses through part-time employment on campus.

Types of Financial Aid

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COTC Promise

Free College for Eligible Knox and Coshocton County Residents

COTC guarantees that tuition (instructional and general fees) will be entirely covered by institutional, federal and state aid as well as private scholarships for eligible students who reside in Coshocton and Knox counties.

student filling out paperwork


COTC awards over a million dollars annually

Because of the generosity of our many donors, COTC is proud to offer more than 50 different scholarships to our students. While the majority of available scholarships are automatic consideration and only require a student to be admitted and to file the Free Application for Federal Student Aid (FAFSA), some scholarships require students to complete a separate application and most require the FAFSA.

Student sitting at computer


Students are encouraged to complete a Free Application for Federal Student Aid (FASFA) to be considered for grant opportunities. Some grants may require an application in addition to the FASFA. Many COTC students are eligible for grants to help and/or cover the cost of tuition and in some cases books/supplies. Grants awarded to students do not need to be repaid. 

student sitting at computer

Federal Work Study

Get a job on campus

Federal Work-Study is a Federal Student Aid program that gives students with financial need an opportunity to work part-time on a COTC campus. Federal Work Study allows students to earn money to help pay education expenses while in college. 

Students talking

Student Loans

Loans are a form of financial aid that many students use to help meet the Cost of Attendance that is not covered by scholarships, grants or other personal resources. When thinking about loans, keep in mind that, unlike grants and scholarships, loans accrue interest and must be repaid even if the student does not complete the program and/or does not find employment in his area of study.