Welcome to Student Financial Services

We're here to help.


The mission of the Student Financial Services is to strive to remove financial barriers to student enrollment and retention. We strive to provide our students and parents with the information they need to make good decisions about attending and paying for college. We seek to assure that any qualified student who desires to pursue and complete education has access to the appropriate financial resources to pursue their academic goals. 


Student Debt Relief

The U.S. Department of Education and the Biden-Harris Administration have announced loan forgiveness plans to help working- and middle-class federal student loan borrowers transition back to regular payment as pandemic-related support expires. This plan includes loan forgiveness of up to $20,000 for prior Pell-Grant recipients and up to $10,000 for all other loan borrowers. To be eligible, the borrower’s annual income must be below $125,000 (individuals) and $250,000 (married couples/heads of households). If the U.S. Department of Education doesn’t have your income data — or if you don’t know if the U.S. Department of Education has your income data — the Administration will launch a simple application in the coming weeks. Borrowers can view their loan balances and check their Pell Grant status by logging into their Federal Student Aid account online at studentaid.gov

Please visit https://studentaid.gov/debt-relief-announcement for the most up-to-date information.

If you want to be notified by the U.S. Department of Education when the application is open, please sign up on the Department of Education subscription page. You will have until Dec. 21, 2023 to apply.


Frequently Asked Questions

How much does it cost to attend COTC?

To learn about costs associated with attending COTC, please review our Tuition and Fees information.

How can I get help paying for college?

There are different types of aid available to help student with college costs. We encourage all students to complete a free application for Federal Student Aid (FASFA) to be considered for financial aid. To learn more, please review our Financial Aid information.

Can I work on campus while attending COTC?

Yes! Students can get a job on campus while attending COTC. To learn more please review our student employment information

Can I come to campus to talk to someone in Student Financial Services?

Students are encouraged to connect with Student Financial Services:

EmailStudent Financial Services​
Phone: 740.366.9435
Fax: 740.364.9533


Connect with Student Financial Services and Meet Our Staff

Contact Us

Email: nwk-studentfinancialservices@mail.cotc.edu 
Phone: 740.366.9435
Fax: 740.364.9533

Hours of Operation

Office Hours: 

  • Monday–Thursday 8 a.m.–5 p.m.                                               
  • Friday 9 a.m.–5 p.m.

Our office will be closed Nov. 10, 2023 and Dec. 1, 2023. 

Staff Directory

Faith Phillips    
Director, Student Financial Services      

Misty Amacher
Assistant Director of Customer Service and  Processing

Nancy Shepard 
Assistant Director, Student Financial Services   

Lisa Gangwer
Student Financial Specialist

Luci Hardesty
Default Management Coordinator

Teresa McGinnis          
Student Accounts Receivable Specialist 

Jennifer Podesta
Student Financial Specialist

Krystal Ramey
Student Accounts Specialist

Lisa Smith
Financial Aid Coordinator