Open Enrollment

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About

During Open Enrollment, eligible faculty and staff have the opportunity to review, renew and make changes to select benefit plans. You may:

  • Enroll, cancel or make changes to Health Plan benefit elections (medical, dental, vision)
  • Add or drop dependents, based on Health Plan eligibility requirements (see dependent eligibility guidelines)
  • Enroll in Flexible Spending Accounts (FSA) — continued participation requires re-enrollment each plan year
  • Make elections for voluntary group term life insurance (VGTLI) spouse and/or child(ren) coverage

Even if you are making no other changes, be sure to review your benefit information to ensure no changes are necessary. Open enrollment is also a good time to review your designated beneficiaries to determine if any changes are needed.

Important Dates

Be sure to note the following important dates applicable to Open Enrollment:

  • Oct. 30–Nov. 15, 2026 — Open Enrollment for the 2027 plan year. Submit your benefit election enrollment forms manually by printing, completing and submitting appropriate form(s) listed below to the Office of Human Resources.
  • Nov. 15, 2026 — The deadline to submit your benefit election forms to the Office of Human Resources.
  • Jan. 1, 2027 — The date that benefit plan elections made during this Open Enrollment period become effective.
  • Jan. 1–Dec. 31, 2027 — The plan year during which benefit plan elections made during this Open Enrollment period will be effective. Also, a new opportunity to earn HRA dollars in Your Plan 4 Health will begin Jan. 1, 2027.

Benefits Plan Information

Benefits through The Ohio State University Health Plan

Open Enrollment 2027 Benefits Presentation

Dependent Eligibility
Medical and Prescription Drug Benefits
Dental and Vision Plans
Your Plan for Health
Life Insurance

Health Benefits Summaries
Medical and prescription
Dental and vision
Supplemental Life Insurance

Supplemental Life Insurance Options

Voluntary Group Term Life Insurance (Minnesota Life) — for dependents only

Voluntary Group Term Life Insurance (The Standard)

This is the only option to purchase additional supplemental life insurance for employees. You may also elect coverage for your spouse and/or children, though rates may be higher than Minnesota Life. This group benefit plan includes:

  • Employee VOL GTL – Increments of $20k up to $300k
  • Employee VOL GTL AD&D – Increments of $20k up to $300k
  • Spouse VOL GTL – Increments of $10k up to $150k
  • Child VTGL (5,000) o Child VTGL (10,000)

The Standard Voluntary Group Term Life Insurance Enrollment Form
The Standard Voluntary Group Term Life Insurance Rates

AFLAC Short Term Disability and Accident Insurance:

FSA Flexible Spending Accounts through COTC

COTC will continue its Flexible Spending Account (FSA) through HealthEquity for the 2027 plan year.

Current FSA participants will retain their existing debit cards, while new FSA participants will receive a debit card from HealthEquity.

Dependent care expenses must be submitted for reimbursement. If you have any questions, please contact the Office of Human Resources at hr@mail.cotc.edu.

Forms

Enrollment Forms

Medical, Dental and Vision Open Enrollment Form
The Standard Voluntary Group Term Life Insurance Enrollment Form

Aflac Short-term Disability and Accident Insurance Provider

Other Forms and Information

Group Term Life Insurance Beneficiary Designation
Group Term Life Insurance Waiver of Entitlement