Open Enrollment

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About

During Open Enrollment, eligible faculty and staff have the opportunity to review, renew and make changes to select benefit plans. You may:

  • Enroll, cancel or make changes to Health Plan benefit elections (medical, dental, vision)
  • Add or drop dependents, based on Health Plan eligibility requirements (see dependent eligibility guidelines)
  • Enroll in Flexible Spending Accounts (FSA) — continued participation requires re-enrollment each plan year
  • Make elections for voluntary group term life insurance (VGTLI) spouse and/or child(ren) coverage

Even if you are making no other changes, be sure to review your benefit information to ensure no changes are necessary. Open enrollment is also a good time to review your designated beneficiaries to determine if any changes are needed.

Important Dates

Be sure to note the following important dates applicable to Open Enrollment:

  • Oct. 31–Nov. 17, 2025 — Open Enrollment for the 2026 plan year. Submit your benefit election enrollment forms manually by printing, completing and submitting appropriate form(s) listed below to the Office of Human Resources.
  • Nov. 17, 2025 — The deadline to submit your benefit election forms to the Office of Human Resources.
  • Jan. 1, 2026 — The date that benefit plan elections made during this Open Enrollment period become effective.
  • Jan. 1–Dec. 31, 2026 — The plan year during which benefit plan elections made during this Open Enrollment period will be effective. Also, a new opportunity to earn HRA dollars in Your Plan 4 Health will begin Jan. 1, 2026.

Benefits Plan Information

Benefits through The Ohio State University Health Plan

Open Enrollment 2026 Benefits Presentation
Benefits Overview Book 2026
Dependent Eligibility
Medical and Prescription Drug Benefits
Dental and Vision Plans
Your Plan for Health
Life Insurance

Health Benefits Summaries
Medical and prescription
Dental and vision
Supplemental Life Insurance

Supplemental Life Insurance Options

Voluntary Group Term Life Insurance (Minnesota Life) — for dependents only

Voluntary Group Term Life Insurance (The Standard)

This is the only option to purchase additional supplemental life insurance for employees. You may also elect coverage for your spouse and/or children, though rates may be higher than Minnesota Life. This group benefit plan includes:

  • Employee VOL GTL – Increments of $20k up to $300k
  • Employee VOL GTL AD&D – Increments of $20k up to $300k
  • Spouse VOL GTL – Increments of $10k up to $150k
  • Child VTGL (5,000) o Child VTGL (10,000)

The Standard Voluntary Group Term Life Insurance Enrollment Form
The Standard Voluntary Group Term Life Insurance Rates

AFLAC Short Term Disability and Accident Insurance:

FSA Flexible Spending Accounts through COTC

Central Ohio Technical College (COTC) will transition its Flexible Spending Account (FSA) and Dependent Care provider from TASC to HealthEquity beginning Jan. 1, 2026.

As part of this transition, the current TASC plan will end on Dec. 31, 2025. A runout period will be provided in early 2026 to allow employees to submit eligible claims incurred during the 2025 plan year.

New debit cards will be issued through HealthEquity for all employees who enroll in an FSA account for the 2026 plan year. Dependent Care is required to be processed on a reimbursement basis.

Additional information, including instructions for accessing your new HealthEquity account and details on the claim submission deadlines for TASC, will be shared later this year.

If you have any questions, please contact the Office of Human Resources at hr@mail.cotc.edu.

Forms

Enrollment Forms

Medical, Dental and Vision Open Enrollment Form
The Standard Voluntary Group Term Life Insurance Enrollment Form
Health Equity FSA Flexible Spending Account Enrollment 2026
Aflac Short-term Disability and Accident Insurance Provider

Other Forms and Information

Group Term Life Insurance Beneficiary Designation
Group Term Life Insurance Waiver of Entitlement